A dangerous new scam is rapidly spreading across Azerbaijan: fraudsters are persuading citizens to “rent out” their bank cards in exchange for a supposedly easy and stable monthly income.
In reality, these schemes are used for money laundering and illegal financial operations, putting card owners at serious legal risk.
Cybersecurity expert Amrah Movsumzade warns that criminals actively promote these schemes through social media ads featuring attractive, low-effort offers.
“Scammers use psychological manipulation. They promise easy income, convince people the operations are safe – but once they obtain the card, it’s used for criminal schemes. The cardholder may unknowingly become an accomplice and face legal consequences,” Movsumzade said.
How the Scheme Works
Fraudsters post ads such as:
“Send me your card number – I’ll transfer money to you,”
“Rent out your bank card and earn monthly income.”
After gaining trust, they request:
bank card number,
CVV code,
SMS confirmation codes,
which gives them full control of the card and access to victims’ accounts.
Some cybercriminals go further – they send victims malware disguised as useful apps or files, which:
records keystrokes,
steals card information,
transmits data to criminal servers.
Expert Advice
Never share your card number, CVV, or SMS confirmation codes with strangers.
Never install unsolicited apps or files sent through social media.
Police Investigation Underway
Law enforcement agencies are now investigating social media pages and accounts that promise “easy money” to steal card data. Authorities urge citizens to stay vigilant and report suspicious content immediately.
